Since retirement is getting to be within sight, that's an issue we're wrestling with right now. My choice would be to spend the late spring through early fall on (or near) the shore of Lake Champlain -- Vermont side, and the late fall through early spring here. My wife wants Florida in the equation somewhere. Can't afford 3 homesteads (trying to figure out how I can afford 2 with what's been going on in our nest egg investments) so something's got to give. As long as the grandkids are HERE, either Champlain or Florida is going to be out of the equation.