I started wearing my Astral YTV PFD while fishing on my 24 foot seaway HTS. I’m a good swimmer and freedive spearfish.
I however do not swim well if unconscious. The YTV is very comfortable and cost $140, never needs service, and I wear it.
When I whitewater kayaked you had to wear a pfd. No one but the squirt boaters even gave it a thought. I have two inflatables that are available for guest, if they can’t swim or under 12 pfds are mandatory. I fish anywhere from inshore to 50 mile out and had a good friend loose his son at sea, never found a body. I don’t want to do that to my family!